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Debt Calculator / How to use this debt calculator

Finance · Payoff · Runs in your browser. Nothing is sent to a server.

How to use this debt calculator

One row per debt. Extra is the amount above the sum of minimums.

Rows

Name is a label. Balance, APR % and minimum payment are required. Delete a row with ×.

Extra

Dollars per month on top of all minimums. $0 compares a pure minimums path against itself plus the two methods still differ in targeting if you later add extra.

Reading the chart

Solid = avalanche remaining, dashed = snowball. Debt-free date uses today’s month plus the winning method’s months.

FAQ

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